Best Payment Processing Software

Paystand

Paystand provides a zero-fee payment processing platform, offering a cloud-based solution for businesses to accelerate their cash flow. It supports ACH, credit card payments, and bank transfers, reducing transaction costs while providing real-time tracking and analytics. It is well-suited for mid-to-large businesses looking to scale payments.

Features

Supports Ach Payments
Credit Card Processing
Real-Time Tracking
No Transaction Fees
Analytics Dashboard
Cloud-Based Platform For Businesses To Scale Payments Efficiently

Pricing

– Zero fees on most transactions – Custom pricing available.

Square Point of Sale

Square Point of Sale is a flexible, all-in-one payment processing solution built for businesses of all sizes. It offers in-person payments, mobile payments, and billing options, integrating with inventory and sales tracking tools. Square is a popular choice for small and mid-sized businesses with brick-and-mortar and online operations.

Features

In-Person Mobile Payments
Inventory Tracking
Billing Invoicing
Ach Support
Fraud Prevention
Transaction Monitoring Scalable For Businesses Of All Sizes

Pricing

– Starts at 2.6% + 10¢ per swipe – Free plan available.

ScanPay

ScanPay is a simple, user-friendly payment solution designed for home service businesses. It allows businesses to collect payments via ACH, credit cards, and mobile payments in person or remotely. Its straightforward setup and low fees make it an excellent choice for small, service-based companies.

Features

Simple Ach
Billing Invoicing
Mobile Payments
Credit Card Processing
Multiple Payment Options
Fraud Detection
Transaction Monitoring Ideal For Service Businesses

Pricing

– Custom pricing – Low transaction fees.

MoonClerk

MoonClerk is an easy-to-use payment processing platform that enables businesses to accept one-time and recurring payments online. It’s ideal for small businesses and nonprofits that need a simple solution for collecting donations or processing subscriptions without complex integrations.

Features

Easy Setup For Recurring One-Time Payments
Customizable Payment Pages
Credit Card Processing
Ach Payments
Fraud Prevention Best For Small Businesses Nonprofits

Pricing

– Starts at $15/month – No setup fees.

PayTrace

PayTrace is a secure payment processing solution for B2B and B2G businesses, known for its robust fraud prevention and transaction monitoring tools. It helps businesses accept payments anywhere, providing support for ACH payments, credit card processing, and mobile payments.

Features

Fraud Detection
Credit Card Processing
Mobile Payments
Transaction Monitoring
Ach Payments Highly Secure Payment Gateway For B2B/B2G Businesses

Pricing

– Custom pricing based on volume – Free trial available.

Versapay

Versapay is an accounts receivable solution that streamlines invoice-to-cash processes with payment automation and cash application. Using AI, it helps businesses reduce manual invoicing tasks, while offering ACH, credit card, and mobile payment processing. Versapay is ideal for businesses seeking efficient cash flow management.

Features

Ai-Driven Invoicing
Cash Application
Credit Card Ach Payment Processing
Mobile Payments
Fraud Prevention Streamlines Accounts Receivable For Businesses

Pricing

– Starts at $249/month – Custom pricing for enterprises.

Stripe

Stripe is a widely-used online payment platform that enables businesses to accept payments from credit cards, mobile wallets, and bank transfers globally. Known for its ease of use, Stripe provides APIs for developers, making it ideal for businesses looking to integrate custom payment solutions into their platforms.

Features

Accepts Credit Cards
Mobile Wallets
Bank Transfers Globally Apis For Developers
Fraud Prevention
Multi-Currency Support
Flexible Payment Processing Across Multiple Platforms

Pricing

– Starts at 2.9% + 30¢ per transaction – No setup fees.

Tipalti

Tipalti is a global payment automation software that supports payments in over 190 countries. It reduces manual payment processing tasks by 80%, offering efficiency for businesses dealing with large-scale international transactions. With robust compliance features, it also handles multi-currency payments and taxation, making it ideal for fast-growing companies.

Features

Supports Ach Payments
Debit/Credit Card Processing
Fraud Prevention
Multi-Currency
Reporting
Compliance Management Offers Automated Payments In Over 190 Countries Hles Complex Global Taxation

Pricing

– Custom pricing based on volume – Free trial available.

authorize.net

Authorize.net is a trusted payment gateway that has been helping businesses accept online payments since 1996. It simplifies the payment process with seamless integration for both online and in-person transactions. Businesses can accept credit cards, mobile payments, and manage invoicing through this easy-to-use platform.

Features

Accepts Credit/Debit Cards
Mobile Payments
In-Person Transactions
Ach Processing
Billing
Invoicing
Fraud Detection Reliable Payment Gateway For Online In-Person Transactions With Integrations

Pricing

– Starts at $25/month – Transaction fees apply.

Stax

Stax Payments is a subscription-based payment technology that offers 0% markup on payment processing. It provides businesses with a scalable solution to manage their payments, integrating features like ACH payment processing, fraud prevention, and detailed analytics. Stax is designed to reduce payment fees for businesses of all sizes.

Features

Ach Payments
Fraud Prevention
Subscription-Based Pricing
Detailed Analytics
Transaction Monitoring
Reporting Helps Businesses Reduce Payment Processing Fees With 0% Markup On Transactions

Pricing

– Subscription model with 0% markup – Custom pricing available.